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Integrated embedded finance for wealth management

Empower your investment platform with high-performance embedded finance for wealth management. ConnectPay provides the secure infrastructure needed to streamline wealth management operations, allowing your firm to offer seamless accounts, payments, and global payouts under our EMI license.

Contatto vendite

Why wealth management firms are shifting to embedded solutions

The global wealth management market is undergoing a structural change, driven by digital-only banking and the demand for more integrated user experiences. For modern wealth management firms, embedding financial services is no longer just about risk avoidance; it is a driver of measurable business value.

Increased customer lifetime value: Integrating financial services directly into your platform creates more touchpoints, resulting in higher brand stickiness and lower churn.

Operational efficiency: By using embedded finance solutions for wealth management, businesses can reduce infrastructure and compliance costs by 60–75%.

Faster innovation: Refocus your team on creating a great experience for your customers while we handle backend banking technology and transaction processing.

Competitive agility: Meet modern consumer preferences by transforming your investment app into a comprehensive financial hub.

Scalable embedded finance for wealth management

Our ecosystem operates through a modular technical stack connected by APIs, allowing you to choose the exact blocks your scaling business needs.

Multi-currency IBAN accounts and asset management

Provide your clients with LT-prefixed IBAN accounts that allow them to hold and exchange funds in 80+ currencies. This wealth management embedded finance solutions approach allows for real-time account monitoring and automated reconciliation within your native interface.

Seamless investment payouts and global transfers

Scale across the globe with lightning-fast SEPA Instant and SWIFT transfers. Our platform facilitates secure wealth management transactions across 180+ countries, ensuring capital reaches its destination without the delays of traditional systems.

Branded VISA debit cards for liquidity

Enhance your brand awareness by issuing branded virtual or physical VISA debit cards to your clients, providing them with instant access to their liquid funds.

Empower your business with multi-currency accounts

Access scalable and compliant accounts for your clients with ease – they’re designed to meet your specific needs and ensure efficient, secure financial management

Account aziendali e personali

Open a LT IBAN account with multicurrency support

Send & receive cross-border payments in 80+ currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, and USD

Access your accounts in the way that suits you best – with our online banking platform or API

Conti segregati

Hold your customers’ funds separately from your company funds

Open an international bank account number – IBAN

Enjoy simple payments

From investment payments to withdrawals and distributions – send the payments you need in multiple currencies across the globe

Bonifici istantanei nell'area dell'euro

Send & receive speedy payments in EUR with direct SEPA / SEPA Instant transfers.

Trasferimenti transfrontalieri

Send & receive funds all over the world with cross-border payments in multiple currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, and USD.

Conformità integrata

In qualità di istituto finanziario autorizzato, ci occupiamo di tutti gli aspetti di conformità relativi alle nostre soluzioni. Ci occuperemo delle procedure KYC, del monitoraggio AML/CTF e della rendicontazione alle autorità, il che significa che non dovrete assumere un team dedicato alla conformità AML per integrare le nostre soluzioni.

Maggiori informazioni sulla conformità integrata

Fornite ai vostri utenti delle carte di debito

From the usual business and personal cards to white-labeled ones with extra functionalities. Just tell us what kind of cards di cui hai bisogno.

Carta in white label

Share the versatility of customizable VISA debit cards, with your own signature style and unique features.

Biglietto da visita

Discover VISA debit card for business – the ideal choice for both you and your clients, delivering unmatched convenience and financial empowerment.

Scheda personale

Provide your clients with a personalized VISA debit card, a versatile payment solution designed to meet their unique needs, whatever they may be. Empower your clients to pay on their terms, anywhere they choose.

Paga in negozio e online in tutto il mondo

Richiedi le tessere sia per te che per i tuoi clienti

Effettua pagamenti contactless senza interruzioni

Preleva i tuoi soldi dagli sportelli automatici in tutto il mondo

Accedi, gestisci o blocca immediatamente la carta online tramite il tuo conto di Online Banking

Richiedi tutte le carte di cui la tua azienda ha bisogno: numero illimitato di carte per un unico conto IBAN

Flexible APIs integration

Ogni caso d'uso è diverso, ecco perché abbiamo progettato le nostre API in modo che possano essere adattate al vostro modello di business, indipendentemente dalla sua complessità. Per tutte le questioni relative ai conti IBAN e ai pagamenti, ci pensiamo noi.

Maggiori informazioni sulle API

Scopri il potenziale della finanza invisibile

Choose finanza integrata with built-in compliance moduli di soluzione su misura per le vostre esigenze aziendali

Emettere IBAN con prefisso LT

Promuovere le imprese, personale e conto separatos per garantire transazioni senza intoppi.

Eseguire i pagamenti

Avviare e portare a termine le transazioni finanziarie in modo sicuro ed efficiente.

Execute currency exchange

Effettua operazioni di cambio in oltre 80 valute.

Emissione e gestione delle carte VISA

Business, personal, white-label and virtual VISA debit cards.

Gestire le richieste interbancarie

Gestire e risolvere le richieste di informazioni tra diverse banche o istituti finanziari.

Ricarica conti

Ricarica facilmente i conti degli utenti per transazioni senza intoppi.

Riscossione delle tariffe

Riscuotere ed elaborare le varie commissioni relative alle transazioni o ai servizi.

Rimborso agli utenti finali

Gestire ed effettuare i rimborsi a singoli utenti o clienti.

Trasferimenti tra registri

Facilitare i trasferimenti tra diversi registri o all’interno del proprio ecosistema.

KYC / Procedura di registrazione

Effettuare controlli KYC e semplificare i processi di registrazione dei clienti.

Monitoraggio AML / CTF

Monitoraggio e individuazione delle attività relative al riciclaggio di denaro (AML) e al finanziamento del terrorismo (CTF).

Segnalazione alle autorità

Invio regulatory reports and compliance data to relevant authorities.

7,5 miliardi di euro

Fatturato annuo

1,8 M

Transazioni elaborate nel 2024

92 milioni di euro

Fondi dei clienti detenuti da ConnectPay

Embedded finance for wealth management FAQs

What is embedded finance for wealth management?

It is the integration of banking and payment services—like IBANs, currency exchange, and card issuance—directly into an investment or wealth management platform through APIs, rather than using external, disconnected banking tools.

How do embedded finance solutions for wealth management improve user experience?

They turn investment apps into financial hubs. Clients can fund their accounts, manage their portfolios, and spend their returns using a branded debit card, all within a single, trusted product experience.

Can wealth management firms operate without their own banking license?

Yes. By partnering with a licensed embedded finance provider for wealth management, firms can “rent” the banking infrastructure and license of an established EMI like ConnectPay to offer regulated services.

How does the platform handle evolving global regulations?

Our platform establishment includes a central rules engine that is continuously updated to reflect federal, state, and local regulatory changes. This allows wealth management firms to adapt quickly to outside forces.

Does embedding finance help in winning enterprise-level deals?

Absolutely. Organizations that build embedded compliance and finance into their product architecture demonstrate superior risk management, which is essential for serving sophisticated enterprise-level customers.