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Drive retail growth & loyalty with seamless financial integration

Embed accounts, payments & cards directly into your retail journey to boost sales, enhance customer experience, and unlock lasting brand loyalty.

Drive retail growth & loyalty with seamless financial integration
The future of retail is here

The future of retail is here

Imagine a retail experience where every interaction feels effortless, personal, and meaningful. Embedded finance empowers your business to create moments that matter—where payments fade into the background, and loyalty grows naturally. It’s not just about transactions; it’s about building lasting connections through innovation and trust.

Unlocking retail’s full potential

Unlocking retail’s full potential

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EFFORTLESS INTEGRATION: Seamlessly embed payment & financial solutions into your retail platform

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BOOST CUSTOMER LOYALTY: Offer wallets, branded cards, and reward systems that keep customers coming back

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INCREASE REVENUE STREAMS: Monetize your customer journey with value-added financial products tailored to your audience

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ENHANCE SHOPPING EXPERIENCES: Create frictionless, personalized interactions that turn one-time buyers into lifelong advocates

Payments flow seamlessly

Foster a fluid marketplace experience by enabling your clients to seamlessly transition between being buyers and sellers, ensuring frictionless and efficient transactional flows

Wallets that suit your needs

For private & business customers

  • Directly addressable IBAN account with multicurrency support
  • Ability to send & receive cross-border payments in 80+ currencies: AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, USD, and more
  • Debit cards linked to accounts
  • Fully integrable into your interfaces via API

Compatible with loyalty programs

  • Integrate digital wallet into your existing loyalty program
  • Give your customers virtual debit cards for increased engagement
  • Change the usual loyalty cards into branded debit cards
  • Open new revenue streams with embedded payments, cards & accounts

Enjoy simple transactions

One payment solution for all your needs: pay out to your merchants, pay salaries and invoices, issue refunds, and analyze detailed accounting statements.

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Instant Euro-zone transfers

Send & receive payments in EUR with direct SEPA / SEPA Instant transfers. Avoid needless layers of complexity.

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Cross-border transfers

Send & receive funds all over the world with cross-border payments in multiple currencies: AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, USD, and more.

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Fast-tracked SWIFT payments

We work with trusted partners and use a unique algorithm to channel your SWIFT payments using the fastest route possible.

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Real time payment tracking

Optimize cashflow by keeping track of all of your payments in real time.

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Save time and cut costs

We give you the ability to send funds in they way that’s best for your business – single payments, bulk file uploads or via APIs.

Accept payments your way

Accept payments from wholesalers, retailers and other clients smoothly with our solution available via multiple integration options.

Card Acquiring

icon Allow customers to pay with Mastercard & Visa debit and credit cards
icon Easily issue refunds, no matter the amount
icon Offer customers recurring payments & subscriptions

Payment Initiation Service

icon Receive payments directly to your IBAN account
icon Process orders without delay
icon Collect EUR payments from customer bank accounts in DE, NL, and LT
icon Reconcile payments automatically and effortlessly
icon Create customized payment experiences with our Payment Gateway API
Direct integration with a single set of APIs

Direct integration with a single set of APIs

Build and deploy a custom solution for collecting payments. Scale your Marketplace activities with a one-stop-shop solution tailored for your needs.

Compliance and KYC taken care of

Compliance and KYC taken care of

We take care of all KYC and Compliance procedures and take care of onboarding and ongoing due diligence, making sure that our financial solutions are properly compliant with all regulatory requirements. Not only that, we also take care of AML procedures for all transactions and reporting to authorities, meaning you can focus on your business.

Unlock the potential of invisible finance

Choose embedded finance with built-in compliance solution modules based on your business needs 

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Issue IBANs with LT prefix

Enable business, personal and segregated accounts for smooth transactions. 

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Execute payments

Initiate and complete financial transactions securely and efficiently. 

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Execute currency exchange

Perform foreign exchange transactions for 80+ currencies. 

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Issue and manage VISA cards

Business, personal, white-label and virtual VISA debit cards. 

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Handle inter-bank queries

Manage and resolve inquiries between different banks or financial institutions. 

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Top-up accounts

Conveniently add funds to user accounts for seamless transactions. 

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Fees collection

Collect and process various fees associated with transactions or services. 

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Refund end-users

Process and issue refunds to individual users or customers. 

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Inter-ledger transfers

Facilitate transfers between different ledgers or your own ecosystem. 

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KYC / Onboarding

Conducting KYC checks and streamlining customer onboarding processes. 

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AML / CTF monitoring

Monitoring and detecting AML and CTF activities. 

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Reporting to authorities

Submitting regulatory reports and compliance data to relevant authorities. 

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1.1B

Monthly payment turnover

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500K

Processed transactions a month

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150M

Clients fund held by ConnectPay