Retail

Integrated retail payment software for seamless scaling

Empower your brand with high-performance retail payment solutions designed for the modern economy. ConnectPay provides a versatile retail payments platform that unifies in-store and online channels, allowing you to manage inventory, payments, and global payouts under one roof.

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Integrated retail payment software for seamless scaling

Why your business needs specialized retail payment processing software

In a competitive market, a generic payment gateway isn’t enough. Modern retail payment software acts as a central hub, consolidating online and in-store sales data to improve decision-making and customer experience.

Reduce manual errors

Automation in retail payment systems minimizes manual data entry mistakes and provides detailed reports on sales trends.

Accelerate checkout

Modern retail payment options support various methods—including credit cards and mobile wallets—to ensure a fast, frictionless customer journey.

Unified omnichannel integration

Unify inventory and customer data between physical and online shops with real-time syncing of returns, rewards, and stock levels.

Core features of our retail payment processing solutions

The best retail payment software is categorized by specialized needs, from simple mobile setups to complex multi-store operations.

Real-time inventory and sales tracking

Automated inventory management provides an accurate count of available stock in real-time. This reduces time spent on manual stock counts and improves cash flow planning by automatically updating levels with every sale.

Integrated CRM and loyalty management

Enhance the customer experience through integrated CRM features. Track customer profiles and purchase history to drive repeat business and manage personalized loyalty programs directly through your retail payments dashboard.

Secure and compliant retail payment services

Our online retail payment solutions improve security and compliance by utilizing industry-standard encryption and tokenization to protect sensitive customer data.

Payments flow seamlessly

Foster a fluid marketplace experience by enabling your clients to seamlessly transition between being buyers and sellers, ensuring frictionless and efficient transactional flows

Wallets that suit your needs

For private & business customers

Directly addressable IBAN account with multicurrency support

Ability to send & receive cross-border payments in 80+ currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, USD, and more
Debit cards linked to accounts
Fully integrable into your interfaces via API

Compatible with loyalty programs

Integrate digital wallet into your existing loyalty program
Give your customers virtual debit cards for increased engagement
Change the usual loyalty cards into branded debit cards
Open new revenue streams with embedded payments, cards & accounts

Flexible retail payment options for global scale

ConnectPay acts as your dedicated retail payment processing software partner, offering tools that adapt to your business type and location.

Multi-currency support: Handle global transactions by accepting multi-currency payments and settling in local currencies across 180+ countries.
White-label card issuance: Boost brand awareness by issuing branded VISA debit cards with your logo, compatible with your current financial infrastructure.
API-first architecture: Our retail payment services integrate seamlessly with existing CRM, ERP, and accounting software like QuickBooks or Xero to automate daily taxes and expenses.

Enjoy simple transactions

One payment solution for all your needs: pay out to your merchants, pay salaries and invoices, issue refunds, and analyze detailed accounting statements.

Instant Euro-zone transfers

Send & receive payments in EUR with direct SEPA / SEPA Instant transfers. Avoid needless layers of complexity.

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Cross-border transfers

Send & receive funds all over the world with cross-border payments in multiple currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, USD, and more.

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Fast-tracked SWIFT payments

We work with trusted partners and use a unique algorithm to channel your SWIFT payments using the fastest route possible.

Real time payment tracking

Optimize cashflow by keeping track of all of your payments in real time.

Save time and cut costs

We give you the ability to send funds in they way that’s best for your business – single payments, bulk file uploads or via APIs.

Accept payments your way

Accept payments from wholesalers, retailers and other clients smoothly with our solution available via multiple integration options.

Card Acquiring

Allow customers to pay with Mastercard & Visa debit and credit cards

Easily issue refunds, no matter the amount

Offer customers recurring payments & subscriptions

Payment Initiation Service

Receive payments directly to your IBAN account

Process orders without delay

Collect EUR payments from customer bank accounts in DE, NL, and LT

Reconcile payments automatically and effortlessly

Create customized payment experiences with our Payment Gateway API

Direct integration with a single set of APIs

Build and deploy a custom solution for collecting payments. Scale your Marketplace activities with a one-stop-shop solution tailored for your needs.

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Compliance and KYC taken care of

We take care of all KYC and Compliance procedures and take care of onboarding and ongoing due diligence, making sure that our financial solutions are properly compliant with all regulatory requirements. Not only that, we also take care of AML procedures for all transactions and reporting to authorities, meaning you can focus on your business.

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Unlock the potential of invisible finance

Choose embedded finance with built-in compliance solution modules based on your business needs

Issue IBANs with LT prefix

Enable business, personal and segregated accounts for smooth transactions.

Execute payments

Initiate and complete financial transactions securely and efficiently.

Execute currency exchange

Perform foreign exchange transactions for 80+ currencies.

Issue and manage VISA cards

Business, personal, white-label and virtual VISA debit cards.

Handle inter-bank queries

Manage and resolve inquiries between different banks or financial institutions.

Top-up accounts

Conveniently add funds to user accounts for seamless transactions.

Fees collection

Collect and process various fees associated with transactions or services.

Refund end-users

Process and issue refunds to individual users or customers.

Inter-ledger transfers

Facilitate transfers between different ledgers or your own ecosystem.

KYC / Onboarding

Conducting KYC checks and streamlining customer onboarding processes.

AML / CTF monitoring

Monitoring and detecting AML and CTF activities.

Reporting to authorities

Submitting regulatory reports and compliance data to relevant authorities.

7.5 B €

Yearly payment turnover

1.8M

Processed transactions in 2024

92M €

Client funds held by ConnectPay

Retail payment software FAQs

What is retail payment software?

Retail payment software is an integrated system that enables businesses to process transactions, manage inventory, and track sales securely in real-time across multiple channels.

How do online retail payment solutions improve efficiency?

By automating inventory tracking and generating real-time sales reports, online retail payment solutions help small teams work faster with fewer errors and reduce the administrative burden of manual data entry.

Can I sync online and in-store sales data?

Yes. Modern retail payment processing solutions unify data between physical locations and online storefronts, ensuring that inventory, rewards, and returns are consistent across the entire brand ecosystem.

What retail payment methods should I offer?

To maximize customer satisfaction, your retail payments platform should support diverse methods including credit/debit cards, contactless NFC payments, and digital wallets like Apple and Google Pay.

How does the software handle security and compliance?

ConnectPay’s retail payment processing software uses bank-level encryption and tokenization to safeguard sensitive financial information, ensuring you meet the data security requirements of your specific sector.

Is the software scalable for multi-location businesses?

Absolutely. Flexible online retail payment options allow you to add new sales channels, locations, and hardware as your business grows without requiring a complete system overhaul.