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Embedded financial solutions scaling online businesses

Maximize your business reach with our modular Banking as a Service solutions tailored to your business while working under our EMI license

Embedded financial solutions scaling online businesses

A hassle-free banking experience for you and your customers

With embedded finance powered by ConnectPay, you can integrate financial solutions with both financial and non-financial products and ecosystems. The best part? We shoulder all the associated complexities where compliance is embedded into our offering, freeing you to concentrate on what truly counts – elevating your core products and delivering exceptional value to your customers.

Acquiring your own EMI license is complicated and expensive, and that’s before you factor in maintenance. Partnering with us will make it all much easier for you.

Connect to our developer-friendly API and easily integrate banking services (accounts, payments, currency exchange, white-label VISA debit cards and more) into your client interface.

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Solutions

Say goodbye to piecemeal financial services. Our platform offers a holistic approach with an array of solutions tailored to your needs.

  • Hassle-free fund management with Accounts & Wallets
  • 80+ currencies enabling global payments
  • White-label debit cards raising your brand awareness
  • Payment initiation and card acquiring for seamless online transactions
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Compliance

Discover unmatched services allowing you to focus solely on growing your business with peace of mind. We take compliance off your shoulders by handling all KYC, AML, and other procedures, related to our solutions, ensuring complete protection and regulatory adherence for you and your clients.

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Integration

Experience true simplicity and smoothness as you integrate all the financial solutions you require through a single set of APIs.

Modular and invisible - embedded finance

Focus on scaling your business and allow your clients to enjoy smooth financial solutions with Banking as a Service. Choose the modules you need and integrate into your interface smoothly via APIs.

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Accounts for your business needs

The convenient flows begin with IBAN accounts – they can be used by your business and personal clients, or your own business. Enjoy the speedy and seamless transactions by using it as a digital wallet or exchange, send and receive payments in multiple currencies.

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Smooth SEPA and SWIFT payments

Scale your online business across the globe with vast payment possibilities. From lightning-fast SEPA Instant and euro-zone payments to global SWIFT and cross-border transactions in more than 80 currencies – we have your business needs covered.

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White-label card for endless opportunities

Get white-label debit cards with your own design to boost brand awareness and increase loyalty among your clients. Or make the most out of it by integrating it with your loyalty program, app, or digital wallets.

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Embedded merchant services

Don’t limit yourself, choose from open banking, card acquiring, multiple types of recurring payments, and flexible refunds. Find the merchant services that are best for you and your clients .

Making things easy for you

Making things easy for you

In the ever-evolving business world, our strength lies in being flexible and embracing change. We understand that things can shift suddenly, so we’re here to find solutions that match whatever comes your way.

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Open-ended contract

Full service offering, no strings attached.

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Tailored to your needs

Our flexible solution can be adapted to your business model.

Doing it all vs. doing it right: partner up for success

Unlock the potential of invisible finance

Choose embedded finance with built-in compliance modules based on your business needs

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Issue IBANs with LT prefix

Enable business, personal and segregated accounts for smooth transactions.

 

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Execute payments

Initiate and complete financial transactions securely and efficiently.

 

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Execute currency exchange

Perform foreign exchange transactions for 80+ currencies.

 

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Issue and manage VISA cards

Business, personal, white-label and virtual VISA debit cards.

 

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Handle inter-bank queries

Manage and resolve inquiries between different banks or financial institutions.

 

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Top-up accounts

Conveniently add funds to user accounts for seamless transactions.

 

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Fees collection

Collect and process various fees associated with transactions or services. 

 

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Refund end-users

Process and issue refunds to individual users or customers.

 

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Inter-ledger transfers

Facilitate transfers between different ledgers or your own ecosystem.

 

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KYC / Onboarding

Conducting KYC checks and streamlining customer onboarding processes.

 

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AML / CTF monitoring

Monitoring and detecting AML and CTF activities.

 

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Reporting to authorities

Submitting regulatory reports and compliance data to relevant authorities.

Your compliance taken care of

Your compliance taken care of

We take care of all KYC and Compliance procedures, as well as onboarding and ongoing due diligence, making sure that our financial solutions are properly compliant with all regulatory requirements. Not only that, we also handle AML procedures for all transactions and reporting to authorities, meaning you can focus on your business.

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We’re here for you

Our team is hands-on to ensure all your transfers and payments run smoothly and stay compliant. And we’re here 24/7 to offer support and guidance on all banking-related matters.

 

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Flexible integration

Each use case is different, that’s why we have built our APIs in a way that can be tailored to your business model, no matter how complex it is. For all matters related to IBAN accounts and payments, we’ve got you covered.

 

We’ve got an active clientele that trusts us with their funds

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1.1 B €

Monthly Payment Turnover

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500K

Processed transactions a month

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150M €

Client funds held by ConnectPay

Banking as a Service - a go-to financial solution for a scaling online business

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Embedded financial services for Platforms

From IBAN accounts and digital wallets that suit your business needs to global payments in 80+ currencies and customer-friendly payments acceptance via bank transfers and card acquiring. Enable your platform to scale with embedded finance solutions.

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Banking as a Service for Marketplace

Grow your Marketplace with smooth and convenient embedded financial services. Seamless payment flows between your merchants and clients, multiple currencies, built-in compliance, and more – choose financial solutions modules based on your business needs.

Tailored for multiple industries

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Crowdfunding

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Loyalty programs

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Alternative finance

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Fintech

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Neobanks

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Lending

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Wealth management

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Cards-as-a-service

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iGaming

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eCommerce

Frequently asked questions

What is embedded finance?
How does embedded finance differ from traditional finance?
What are the key benefits of embedded finance?
How does embedded finance ensure data privacy and security?
Is embedded finance only for large enterprises?
What is the difference between embedded finance and banking as a service?

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