Merchant services

All-in-one merchant payment services for scaling businesses

Streamline your global growth with a high-performance merchant account and secure online payment merchant services. From global card acquiring to Open Banking, ConnectPay provides the complete merchant payment processing architecture your business needs to scale without friction.

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All-in-one merchant payment services for scaling businesses

Why your business needs professional merchant services

In today’s digital economy, businesses need more than just a way to take payments; they need a comprehensive merchant payment ecosystem.

Diverse merchant payment options: Offer your customers their preferred ways to pay—including credit/debit cards, digital wallets, and bank transfers—to significantly reduce cart abandonment rates.
Reduced regulatory burden: Focus on your core business while we handle the complexities of merchant account processing, PCI DSS compliance, and global tax reporting.
Global market accessibility: Our online merchant payment services facilitate international commerce by enabling transactions in over 135 currencies and supporting local payment methods worldwide.

From open banking to card acquiring, we tick all the boxes for your business

Fast banking payments

Make the collection of EUR payments hassle free with fast payments

More about Bank Payments

Smooth card payments

Let shoppers pay the way they’re used to – by their Mastercard or Visa

More about Card Payments

Recurring payments with ease

Set up recurring payments and subscriptions with no hassle

More about Recurring Payments

Flexible refunds

Issue full and partial refunds with ease, no matter the amount

More about Refunds

Smooth flows with Apple Pay

Seamless payments

With fast transactions, instant settlements for top-ups, and a three-day delay for commercial transactions, it streamlines the process.

Prioritizing security

Enhanced security measures like 3DS liability shift and fingerprint or face ID confirmations prioritize safety without hassle.

User friendly

Embrace Apple Pay to accelerate transactions and simplify payments, driving growth and customer satisfaction.

Scalable merchant payment processing services for global trade

Efficient merchant transaction processing is the backbone of any successful online enterprise. ConnectPay offers a flexible merchant payment system that connects multiple parties, currencies, and networks simultaneously.

Global card acquiring and merchant account solutions

Access the worldwide markets of Visa and Mastercard. Our merchant payment processing services provide high-speed authorization and settlement, ensuring funds are transferred securely from the customer to your merchant account.

Open banking and instant bank transfers

Unlock the speed of direct account-to-account payments. By integrating our merchant payment services, you can offer fast, secure bank transfers that bypass traditional delays and high processing fees.

Automated recurring payments for subscriptions

Manage long-term revenue streams with ease. Our banking platform automates the billing lifecycle for subscriptions and loyalty programs, ensuring consistent cash flow with minimal administrative effort.

More about Instalment Payments

Increase your market reach

With the ability to accept payments in more than 80 currencies, you’ll be able to connect up with more markets and drive more sales.

Device-agnostic

Guarantee a smooth UX for smartphone, tablet and desktop users with a responsive checkout

Boost sales with an unparalleled payments experience

Minimize checkout friction for your customers – make it easy to input, reuse, and edit their payment information, with additional help to spot errors in real time.

Address auto-complete

Real-time card validation

Descriptive error messages

Card brand identification

Payment method reuse

Get activity reports

Viewing activity reports, you’ll be able to keep track of sales and declined transactions, allowing you to see what was done, and when.

Seamless integration with our plugin

Install our plugin, add our credentials and start collecting payments in just a few steps.

More about Plugins

Developer-friendly Merchant API

Our guides and documentation will allow you to build and deploy a payment collection solution that’s unique to you

More about APIs

One dashboard for the whole payment infrastructure

ConnectPay’s Merchant Dashboard is easy-to-use and versatile. It has all the tools needed to manage the entire payment workflow.

Issue refunds

Manage payments and payouts

Check payment status

Get access to detailed analytics

We’ve got an active clientele that trusts us with their funds

7.5 B €

Yearly Payment Turnover

1.8M

Processed transactions in 2024

92M €

Client funds held by ConnectPay

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Bank accounts

VISA debit cards

Merchant payment services FAQs

What are merchant payment services?

Merchant payment services are specialized digital systems that enable businesses to accept and process payments from customers across various channels, including online, mobile, and in-store.

How do I choose the best merchant services provider?

When selecting a provider, you should prioritize security (PCI compliance), payment flexibility, worldwide coverage, and ease of API integration. It is also important to consider long-term scalability and the average response time for technical support.

What is the difference between a merchant account and a standard bank account?

A merchant account is a specialized type of business account that allows you to accept electronic payments via credit or debit cards. Unlike standard accounts, it acts as an intermediary where funds are held before being settled into your business bank account.

How does a merchant payment gateway ensure transaction security?

A reliable merchant payment gateway utilizes technologies like AES-256 encryption and tokenization. Tokenization replaces sensitive card numbers with secure digital tokens during digital transactions to prevent data leakage.

Can online merchant payment services handle split payments?

Yes. Advanced merchant payment services are designed to handle complex flows, such as split payments, where funds are distributed among multiple parties in real-time, including fee deductions and commissions.

Does the platform support multi-currency merchant account processing?

Absolutely. ConnectPay supports merchant transaction processing in 80+ currencies, allowing you to display prices and settle transactions in local currencies to improve customer retention in international markets.