Payment gateway for SaaS

SaaS platforms require a payment gateway for SaaS that streamlines recurring billing and automates subscription management, ensuring predictable revenue and customer satisfaction. ConnectPay delivers secure, compliant, and scalable infrastructure, empowering your business to handle high transaction volumes and complex billing cycles with confidence and reliability.

Contact sales

3.6B €

Yearly payment turnover

1.9M €

Processed transactions in 2025

75M €

Client funds held by ConnectPay

Partners

Payment Capabilities for SaaS

Accept Online Payments Instantly

Our payment gateway for SaaS enables direct integration with your platform’s billing system, supporting multiple payment methods and currencies. This infrastructure automates transaction processing, reconciliation, and compliance, reducing manual intervention and ensuring reliable revenue collection for subscription-based services.

Automate Payouts and Settlements

This feature schedules and processes bulk disbursements to vendors or users, using automated reconciliation and compliance checks to ensure accuracy. Settlement routing logic directs funds through appropriate banking channels, while integrated monitoring flags discrepancies for review.

Seamless API Integration for SaaS

Our solution enables SaaS platforms to connect payment processing directly through standardized APIs, supporting efficient data flow and system interoperability. Real-time transaction monitoring, detailed reporting, and analytics are accessible via integrated endpoints, streamlining financial operations and supporting compliance requirements.

Multi-Currency Support for SaaS

Our infrastructure enables SaaS platforms to process transactions in multiple currencies, applying real-time FX rates and automating settlement workflows. Integrated compliance controls and reconciliation tools help manage cross-border risks and ensure accurate reporting for global payment operations.

Platform Features and Integrations

Robust PCI-Compliant Payment Infrastructure

Robust PCI-Compliant Payment Infrastructure ensures all transactions are processed within a secure, audited environment adhering to industry regulatory standards. The platform’s modular API structure and operational controls enable consistent compliance oversight and system reliability across all payment workflows.

Scalable Cloud-Based Transaction Processing

Scalable cloud-based transaction processing is built on a modular API architecture, enabling efficient orchestration of payment flows within a secure environment. The platform maintains compliance with industry regulations through continuous monitoring, robust access controls, and comprehensive audit trails across all transaction layers.

Real-Time Fraud Detection Engine

The Real-Time Fraud Detection Engine leverages advanced machine learning algorithms within the payment gateway for SaaS to analyze transaction patterns and identify anomalies at the API layer. Its modular architecture enables seamless interoperability with third-party risk management systems, ensuring continuous threat monitoring without impacting transaction throughput or latency.

High-Availability Redundant Server Architecture

High-availability redundant server architecture ensures uninterrupted transaction processing through continuous system health monitoring and automated failover protocols. Integrated reporting systems and real-time operational oversight enable precise financial reconciliation and rapid incident response across distributed server environments.

What Our Customers Say

Partnering with ConnectPay transformed our entire financial infrastructure and unlocked growth opportunities we couldn't achieve before. What impressed us most was how seamlessly the transition happened – over 15,000 users moved to individual IBAN accounts with 90% onboarding automatically in just seconds, all while maintaining complete front-end continuity.

— Laimonas Noreika, CEO at InSoil

We are glad to have worked with ConnectPay on our platform as they did their best to tailor their existing solutions to suit our needs and technical requirements. Despite challenging communication and tight deadlines towards the end of the project, together we managed to create a seamless and easy payment solution for the majority of our clients, which was one of our main goals and we consider it a great success.

— Indrė Dargytė, CEO at BeMyBond

Embedded lending services are all about user convenience. The whole idea is about creating opportunities for small and medium-sized merchants to access working capital through the platforms they already use in their business. Cooperation with ConnectPay is crucial in creating smooth processes and great customer experiences for both our partners and their business customers.

— Audrius Griškevičius, CEO and Co-Founder at Softloans

Solid foundation: performance you can trust

We're committed to our clients' success, turning promises into reliable outcomes.

Transactions per year, in 2025

1.9M

Annual payment turnover, in 2025

€ 3.6B

Operating in continents worldwide

Transactions processed via API

92%

Client funds held, in 2025

€ 75M

Average automated onboarding duration

Pan-European licensed

EEA

Years in the market

Learn More About Our Solutions

Online Payment Gateway

Card Acquiring Services

Business IBAN Accounts

Embedded Finance Solutions

Ecommerce Payment Solutions

Virtual and Physical Cards

White-Label Card Programs

Regulated Payment Infrastructure

Payment Gateway For SaaS FAQs

How does a payment gateway for SaaS work?

ConnectPay securely processes customer payments for your SaaS platform, handling transactions, recurring billing, and compliance. It integrates seamlessly with your software, enabling automated payment collection and real-time reporting while ensuring data security and regulatory adherence.

Is it easy to connect with my existing software?

Yes, integration is straightforward with clear documentation and developer support provided. Most platforms can be connected quickly using available APIs and plugins.

Is my customers’ payment data safe and PCI compliant?

All sensitive cardholder information is encrypted and processed in accordance with PCI DSS standards. Your users’ payment details are never stored on your servers, minimizing risk and ensuring regulatory compliance.

What are the fees for using a payment gateway for SaaS?

Fees for using ConnectPay’s payment gateway for SaaS depend on your business type and transaction volume. For detailed pricing information, please visit our pricing page.

How is this different from other ways to accept payments?

Unlike generic processors, our solution offers industry-specific features such as automated subscription management, flexible invoicing, and advanced analytics tailored for software businesses, helping you optimize revenue streams and reduce manual administrative tasks.