Payment gateway for small business

Designed for entrepreneurs seeking operational efficiency, our payment gateway for small business offers a simple setup that streamlines transactions and accelerates cash flow. ConnectPay delivers secure, compliant, and scalable infrastructure, ensuring your payments are processed reliably while supporting your business as it grows.

Contact sales

3.6B €

Yearly payment turnover

1.9M €

Processed transactions in 2025

75M €

75M €

Client funds held by ConnectPay

Partners

Payment Capabilities for Small Business

Accept Online Payments Instantly

Our payment gateway for small business enables secure, real-time processing of credit card and digital wallet transactions through encrypted APIs. This infrastructure allows merchants to automate payment collection, streamline reconciliation, and reduce manual errors, supporting efficient cash flow management and operational scalability.

Automate Payment Reconciliation and Compliance

Transactions are automatically matched to invoices and bank statements, reducing manual intervention and errors. Integrated compliance controls monitor for regulatory requirements, flagging discrepancies and ensuring that all payment activities align with industry standards for small business operations.

Seamless API Integration for Transactions

Our solution enables small businesses to connect their existing systems with payment processing through standardized APIs, supporting efficient data flow and real-time transaction monitoring. Integrated reporting and analytics tools provide visibility into payment activity, facilitating streamlined reconciliation and operational oversight.

Expand Payment Methods Effortlessly

Enable your business to accept multiple payment types with integrated tokenization, automated FX rate application, and configurable payout scheduling. Built-in compliance controls and dispute management workflows help reduce operational risk and support regulatory requirements for every transaction.

Platform Features and Integrations

Robust PCI-Compliant Payment Infrastructure

Robust PCI-Compliant Payment Infrastructure ensures all transactions are processed within a secure, standardized regulatory framework, maintaining strict adherence to industry compliance requirements. The platform’s modular API architecture and centralized operational controls enable consistent oversight and streamlined integration across diverse payment environments.

Scalable Cloud-Based Transaction Architecture

Scalable Cloud-Based Transaction Architecture ensures robust regulatory compliance and operational oversight through centralized controls and real-time monitoring. Modular API structure enables secure, consistent transaction processing while supporting evolving compliance requirements and maintaining system integrity across all payment workflows.

Real-Time Fraud Detection Engine

The Real-Time Fraud Detection Engine leverages advanced machine learning algorithms within the payment gateway for small business to analyze transaction patterns and flag anomalies at the API layer. Its modular architecture ensures interoperability with third-party risk management systems, supporting rapid deployment and continuous threat intelligence updates across the platform infrastructure.

Dedicated Uptime-Optimized Server Network

A dedicated uptime-optimized server network supports continuous transaction processing by leveraging advanced monitoring frameworks and automated incident reporting systems. This infrastructure ensures operational oversight and facilitates precise financial reconciliation through real-time system health analytics and centralized audit trails.

What Our Customers Say

Partnering with ConnectPay transformed our entire financial infrastructure and unlocked growth opportunities we couldn't achieve before. What impressed us most was how seamlessly the transition happened – over 15,000 users moved to individual IBAN accounts with 90% onboarding automatically in just seconds, all while maintaining complete front-end continuity.

— Laimonas Noreika, CEO at InSoil

We are glad to have worked with ConnectPay on our platform as they did their best to tailor their existing solutions to suit our needs and technical requirements. Despite challenging communication and tight deadlines towards the end of the project, together we managed to create a seamless and easy payment solution for the majority of our clients, which was one of our main goals and we consider it a great success.

— Indrė Dargytė, CEO at BeMyBond

Embedded lending services are all about user convenience. The whole idea is about creating opportunities for small and medium-sized merchants to access working capital through the platforms they already use in their business. Cooperation with ConnectPay is crucial in creating smooth processes and great customer experiences for both our partners and their business customers.

— Audrius Griškevičius, CEO and Co-Founder at Softloans

Solid foundation: performance you can trust

We're committed to our clients' success, turning promises into reliable outcomes.

Transactions per year, in 2025

1.9M

Annual payment turnover, in 2025

€ 3.6B

Operating in continents worldwide

Transactions processed via API

92%

Client funds held, in 2025

€ 75M

Average automated onboarding duration

Pan-European licensed

EEA

Years in the market

Learn More About Our Solutions

Online Payment Gateway

Card Acquiring Services

Business IBAN Accounts

Embedded Finance Solutions

Ecommerce Payment Solutions

Virtual and Physical Cards

White-Label Card Programs

Regulated Payment Infrastructure

Payment Gateway For Small Business FAQs

What’s the best payment gateway for small business?

ConnectPay offers a secure, easy-to-integrate solution tailored for small businesses, supporting multiple payment methods and currencies. Its user-friendly interface and competitive fees make it an excellent choice for growing companies seeking reliable payment processing.

How easy is it to connect with my website or app?

Integration is straightforward, with clear documentation and dedicated support to guide you through each step. Most users can get set up quickly, whether using plugins or custom APIs.

Is my customers’ payment data safe and PCI compliant?

All transactions are encrypted and processed in accordance with PCI DSS standards. Sensitive payment information is never stored on your servers, ensuring compliance and data protection.

What are the fees for a payment gateway for small business?

Fees for ConnectPay’s payment gateway depend on your business type and transaction volume. For detailed pricing, please visit our pricing page.

How does this stack up against PayPal or Stripe?

Unlike larger providers, you receive personalized support and flexible onboarding, with solutions tailored to your business’s unique needs rather than a one-size-fits-all approach. Local settlement options and region-specific features are also available for greater operational efficiency.