Payment gateway for startups

Startups need a payment gateway for startups that streamlines onboarding and supports rapid scaling without compromising on compliance or security. ConnectPay delivers secure, compliant, and scalable infrastructure, empowering your business to process payments confidently while meeting regulatory standards and adapting to your evolving transaction volumes.

Contact sales

3.6B €

Yearly payment turnover

1.9M €

Processed transactions in 2025

75M €

Client funds held by ConnectPay

Partners

Payment Capabilities for Startups

Accept Online Payments Instantly

Our payment gateway for startups enables secure transaction processing by integrating with major card networks and digital wallets through standardized APIs. This infrastructure automates payment authorization, settlement, and reconciliation, reducing manual intervention and supporting rapid scaling of online business operations.

Automated Fraud Detection Tools

Machine learning algorithms analyze transaction patterns in real time to identify suspicious activity and flag potential fraud. These systems automatically trigger additional verification steps or block transactions, helping startups reduce chargebacks and maintain compliance with regulatory requirements.

Seamless API Integration for Startups

Our solution enables startups to connect their platforms with payment processing systems through standardized APIs, supporting efficient data flow and transaction management. Real-time monitoring, detailed reporting, and analytics tools are included to facilitate operational oversight and informed decision-making.

Multi-Currency Payment Gateway Support

Startups can process transactions in multiple currencies, with automated FX rate application and transparent settlement reporting. Integrated compliance controls and dispute management workflows help mitigate cross-border payment risks and support regulatory requirements.

Platform Features and Integrations

Robust PCI-Compliant Payment Infrastructure

Robust PCI-Compliant Payment Infrastructure ensures all transactions are processed within a secure, standardized regulatory framework, maintaining strict adherence to industry compliance requirements. The platform’s modular API structure and centralized operational controls enable consistent oversight and streamlined integration across diverse payment environments.

Scalable Cloud-Based Transaction Processing

Scalable cloud-based transaction processing leverages distributed system architecture to ensure high availability and consistent performance during peak transaction loads. The platform maintains regulatory compliance through automated monitoring, robust operational controls, and a modular API structure designed for secure, auditable payment workflows.

Real-Time Transaction Monitoring Dashboard

The Real-Time Transaction Monitoring Dashboard leverages event-driven microservices architecture to deliver instant visibility into payment gateway for startups operations. Its modular design ensures interoperability with third-party analytics tools and supports standardized data export protocols for seamless integration into existing financial infrastructure.

Dedicated Uptime and Reliability Assurance

Dedicated uptime and reliability assurance is maintained through redundant reporting systems and continuous operational oversight, ensuring uninterrupted transaction processing. Advanced monitoring frameworks and automated financial reconciliation infrastructure promptly identify and resolve discrepancies, supporting consistent platform performance and data integrity.

What Our Customers Say

Partnering with ConnectPay transformed our entire financial infrastructure and unlocked growth opportunities we couldn't achieve before. What impressed us most was how seamlessly the transition happened – over 15,000 users moved to individual IBAN accounts with 90% onboarding automatically in just seconds, all while maintaining complete front-end continuity.

— Laimonas Noreika, CEO at InSoil

We are glad to have worked with ConnectPay on our platform as they did their best to tailor their existing solutions to suit our needs and technical requirements. Despite challenging communication and tight deadlines towards the end of the project, together we managed to create a seamless and easy payment solution for the majority of our clients, which was one of our main goals and we consider it a great success.

— Indrė Dargytė, CEO at BeMyBond

Embedded lending services are all about user convenience. The whole idea is about creating opportunities for small and medium-sized merchants to access working capital through the platforms they already use in their business. Cooperation with ConnectPay is crucial in creating smooth processes and great customer experiences for both our partners and their business customers.

— Audrius Griškevičius, CEO and Co-Founder at Softloans

Solid foundation: performance you can trust

We're committed to our clients' success, turning promises into reliable outcomes.

Transactions per year, in 2025

1.9M

Annual payment turnover, in 2025

€ 3.6B

Operating in continents worldwide

Transactions processed via API

92%

Client funds held, in 2025

€ 75M

Average automated onboarding duration

Pan-European licensed

EEA

Years in the market

Learn More About Our Solutions

Online Payment Gateway

Card Acquiring Services

Business IBAN Accounts

Embedded Finance Solutions

Ecommerce Payment Solutions

Virtual and Physical Cards

White-Label Card Programs

Regulated Payment Infrastructure

Payment Gateway For Startups FAQs

What’s the best payment gateway for startups?

ConnectPay offers a flexible, easy-to-integrate solution tailored for startups, supporting multiple payment methods, currencies, and seamless onboarding to help new businesses scale quickly and securely.

How easy is it to connect with my website or app?

Integration is straightforward, with clear documentation and developer-friendly tools designed to get you up and running quickly. Most users can connect their site or app in just a few steps, without the need for extensive technical expertise.

Is my customers’ payment data safe and PCI compliant?

All transactions are processed using industry-standard encryption and are fully compliant with PCI DSS requirements, ensuring sensitive payment information is protected throughout every stage of the payment process.

What are the fees for using a payment gateway for startups?

Fees for using ConnectPay’s payment gateway depend on your business type and transaction volume. For detailed and up-to-date pricing, please visit our pricing page.

How does this stack up against Stripe or PayPal?

Unlike Stripe or PayPal, you get dedicated support and personalized onboarding, ensuring your business receives hands-on assistance from real people at every stage, not just automated help or generic resources.