Card acquiring

Card acquiring services for online business

Streamline checkouts for your clients with seamless card acquiring processes, low costs, and 24/7 support for all payment-related queries. Our card acquiring services are engineered to help you maximize online shopping conversions while providing the security and convenience your customers expect.

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Card acquiring services for online business

Optimize the growth of your business

Scale your online business by maximizing online shopping conversions through seamless card acquiring, providing your clients the security and convenience they seek.

Card acquiring services

Facilitate card payments for a more convenient experience for your customers.

Checkouts

Allow customer checkouts using Mastercard & Visa debit and credit cards

Refunds

Easily issue refunds irrespective of the original payment amount

Recurring payments

Enable recurring payments & subscriptions

Compatibility

Out of the box plugin for your platform on WooCommerce, PrestaShop, OpenCart, and standalone gateway on your custom page via API

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Fast and secure processing of card payments

Effortlessly accept quick and secure card payments through our seamless integration of VISA and Mastercard debit or credit cards, broadening your payment options and reaching a global audience.

Increase your market reach

With the ability to accept payments in more than 80 currencies, you’ll be able to connect up with more markets and drive more sales.

Device-agnostic

Guarantee a smooth UX for smartphone, tablet and desktop users with a responsive checkout.

Low cost: from 1% + 0.10 € per transaction

Card acquiring does not have to be expensive. Allow your clients to checkout smoothly with credit or debit cards and enjoy low-cost card acquiring services starting from 1% + 0.10 € per transaction.

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Onboard in three simple steps

Open an account first to begin using our card acquiring solution and be able to connect more modular financial solutions along the way as your online business grows. Plus, we’re ISO certified to keep your data safe and provide 24/7 support for payment-related queries.

Unlock smooth card acquiring by opening an account

Open an account to begin using our card acquiring solution and connect other modular financial solutions as your online business grows.

Application

Fill in the IBAN account application form and pass the remote KYC process with basic business information.

Merchant request

Complete the Merchant Application form, which typically takes a director only 2 minutes.

Integration

Enjoy a hassle-free deployment via developer-friendly APIs or pre-built plugins.

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Keep yourself informed with the reports

Our standardized reports on sales and declined transactions offer you all the information you need. And if you’d like a closer look, our activity log is there for you, providing a more detailed perspective.

For your peace of mind - built-in compliance

Every transaction adheres to full PSD2 and PCI DSS compliance, ensuring constant protection for both the payer and you because we cover onboarding and ongoing due diligence. Besides, you can focus solely on scaling your business, while we take care of our solutions related transaction AML monitoring, transaction sanction/PEP screening, etc.

Smooth integration

Whether you have a custom made website or use an eCommerce platform, integrate our card acquiring solution hassle-free

Effortlessly connect through developer-friendly APIs

Use our guides and documentation for easy API integration to build and deploy a custom solution for collecting card payments online.

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Easily blend with your existing systems using a plugin

Effortlessly integrate card acquiring solution into your existing system with our easy-to-use plugin. Just install it, input the credentials we provide, and you’re ready to start collecting credit and debit card payments online.

More about Plugins

We’ve got an active clientele that trusts us with their funds

7.5 B €

Yearly Payment Turnover

1.8M

Processed transactions in 2024

92M €

Client funds held by ConnectPay

Card acquiring services FAQs

See all FAQ

What are card acquiring services?

Card acquiring services refer to the financial infrastructure that allows a merchant to accept credit and debit card payments. The acquirer acts as the link between the merchant and the card schemes (like Visa or Mastercard), handling the authorization, clearing, and settlement of funds into the merchant’s account.

Does ConnectPay have a license for card acquiring?

Yes. ConnectPay is an Electronic Money Institution (EMI license No. 24) authorized and regulated by the Bank of Lithuania. Facilitating card payments and payment initiation are within the scope of our extended EMI license.

Do I need to have a ConnectPay account to start using card acquiring?

Yes. In order to enable our card acquiring services, the merchant must open a business account with ConnectPay. However, the individual customers using your website do not need to have ConnectPay accounts to complete their purchases.

What is the difference between credit card acquiring and debit card acquiring?

While the technical process is similar, credit card acquiring involves processing cards that draw from a line of credit, while debit card acquiring processes cards linked directly to a user’s bank account. Our platform handles both types seamlessly through a single integration.

Are there specific transaction limits for card payments?

ConnectPay does not set specific maximum limits for transactions made via our services, but your customer’s issuing bank may have its own policies regarding card payments. We recommend checking with your specific user base for high-value transactions.

Beyond card acquiring solution

Is accepting credit and debit card payments online just one of the features you’re looking for? We have you covered.

Online Banking for easy access and management of your finances

Our Merchant Dashboard is user-friendly and versatile, combining all the tools you need to handle your payment processes and solutions effortlessly.

Eliminate manual processes

Expedite client invoicing

Manage payments and payouts

View payment statuses and detailed financial analytics

Embedded finance for your scaling business

When your online business is growing, you need flexible financial solutions reflecting your expanding needs. That’s what embedded finance is for – modular solutions that can be integrated into your interfaces via API.

IBAN accounts for your business needs

The convenient flows begin with IBAN accounts – they can be used by your business and personal clients, or your own business. Enjoy the speedy and seamless transactions by using it as a digital wallet or exchange, send and receive payments in multiple currencies.

Smooth SEPA and SWIFT payments

Scale your online business across the globe with vast payment possibilities. From lightning-fast SEPA Instant and euro-zone payments to global SWIFT and cross-border transactions in more than 80 currencies – we have your business needs covered.

White-label card for endless opportunities

Get white-label debit cards with your own design to boost brand awareness and increase loyalty among your clients. Or make the most out of it by integrating it with your loyalty program, app, or digital wallets.

Embedded merchant services

Don’t limit yourself with card acquiring, choose from open banking, multiple types of recurring payments, and flexible refunds. Find the merchant services that are best for you and your clients .