With embedded finance powered by ConnectPay, you can integrate financial solutions with both financial and non-financial products and ecosystems. The best part? We shoulder all the associated complexities where compliance is embedded into our offering, freeing you to concentrate on what truly counts – elevating your core products and delivering exceptional value to your customers.
Acquiring your own EMI licence is complicated and expensive, and that’s before you factor in maintenance. Partnering with us will make it all much easier for you.
Connect to our developer-friendly API and easily integrate banking services (accounts, payments, currency exchange, white-label VISA debit cards and more) into your client interface.
Focus on scaling your business and allow your clients to enjoy smooth financial solutions with banking as a service. Choose the modules you need and integrate into your interface smoothly via APIs.
The convenient flows begin with IBAN accounts – they can be used by your business and personal clients, or your own business. Enjoy the speedy and seamless transactions by using it as a digital wallet or exchange, send and receive payments in multiple currencies.
Scale your online business across the globe with vast payment possibilities. From lightning-fast SEPA Instant and euro-zone payments to global SWIFT and cross-border transactions in more than 80 currencies – we have your business needs covered.
Get white-label debit cards with your own design to boost brand awareness and increase loyalty among your clients. Or make the most out of it by integrating it with your loyalty program, app, or digital wallets.
Don’t limit yourself, choose from open banking, card acquiring, multiple types of recurring payments, and flexible refunds. Find the merchant services that are best for you and your clients .
In the ever-evolving business world, our strength lies in being flexible and embracing change. We understand that things can shift suddenly, so we’re here to find solutions that match whatever comes your way.
Full service offering, no strings attached.
Our flexible solution can be adapted to your business model.
Choose embedded finance with built-in compliance modules based on your business needs.
Enable business, personal and segregated accounts for smooth transactions.
Initiate and complete financial transactions securely and efficiently.
Perform foreign exchange transactions for 80+ currencies.
Business, personal, white-label and virtual VISA debit cards.
Manage and resolve inquiries between different banks or financial institutions.
Conveniently add funds to user accounts for seamless transactions.
Collect and process various fees associated with transactions or services.
Process and issue refunds to individual users or customers.
Facilitate transfers between different ledgers or your own ecosystem.
Conducting KYC checks and streamlining customer onboarding processes.
Monitoring and detecting AML and CTF activities.
Submitting regulatory reports and compliance data to relevant authorities.
We take care of all KYC and Compliance procedures, as well as onboarding and ongoing due diligence, making sure that our financial solutions are properly compliant with all regulatory requirements. Not only that, we also handle AML procedures for all transactions and reporting to authorities, meaning you can focus on your business.
By embedding financial services into your business, we equip you with flexible business operation tools that boost conversions, streamline your financial workflows and boost customer satisfaction. Our secure, efficient solutions help your business grow and thrive in the competitive online market.
Enjoy the benefits of a more cost-effective financial operation that directly contributes to your bottom line. Reduce administrative overhead, free up resources and focus on core business activities.
Our team is hands-on to ensure all your transfers and payments run smoothly and stay compliant. And we’re here 24/7 to offer support and guidance on all banking-related matters.
Each use case is different, that’s why we have built our APIs in a way that can be tailored to your business model, no matter how complex it is. For all matters related to IBAN accounts and payments, we’ve got you covered.
Yearly Payment Turnover
Processed transactions in 2023
Client funds held by ConnectPay
From IBAN accounts and digital wallets that suit your business needs to global payments in 80+ currencies and customer-friendly payments acceptance via bank transfers and card acquiring. Enable your platform to scale with embedded finance solutions.
Embedded finance refers to the integration of financial services directly into non-financial platforms or applications. It enables seamless and convenient access to financial products and services within various industries.
Unlike traditional finance, embedded finance integrates financial services into existing business processes or platforms, offering customers a much more user-friendly and contextually relevant experience.
Embedded finance offers increased customer engagement, improved user experience, and enhanced convenience. It also enables businesses to monetize additional services, expand their offerings, and optimize financial operations.
Embedding financial services requires robust security measures. Here at ConnectPay, we typically implement encryption, secure APIs, and adhere to strict data protection regulations to safeguard user information and financial transactions, ensuring a safe and trustworthy experience for users.
No, embedded finance is scalable and adaptable for businesses of all sizes. Small and medium-sized enterprises can leverage modular financial services to enhance their offerings and improve customer experiences.
It is the same thing; banking as a service, also known as BaaS, was the first to appear in the market. It later evolved into the term embedded finance, which is now also called modular financial solutions.
