icon Embedded finance

Embedded financial solutions scaling online businesses

Maximize your business reach with our modular embedded finance solutions tailored to your business while working under our EMI licence.

Embedded financial solutions scaling online businesses

Ensuring a hassle-free banking experience for you and your customers

With embedded finance powered by ConnectPay, you can integrate financial solutions with both financial and non-financial products and ecosystems. The best part? We shoulder all the associated complexities where compliance is embedded into our offering, freeing you to concentrate on what truly counts – elevating your core products and delivering exceptional value to your customers.

Acquiring your own EMI licence is complicated and expensive, and that’s before you factor in maintenance. Partnering with us will make it all much easier for you.

Connect to our developer-friendly API and easily integrate banking services (accounts, payments, currency exchange, white-label VISA debit cards and more) into your client interface.

1
2
3
1

Solutions

Say goodbye to piecemeal financial services. Our platform offers a holistic approach with an array of solutions tailored to your needs.

  • Hassle-free fund management with Accounts & Wallets
  • 80+ currencies enabling global payments
  • White-label debit cards raising your brand awareness
  • Payment initiation and card acquiring for seamless online transactions
2

Compliance

Discover unmatched services allowing you to focus solely on growing your business with peace of mind. We take compliance off your shoulders by handling all KYC, AML, and other procedures, related to our solutions, ensuring complete protection and regulatory adherence for you and your clients.

3

Integration

Experience true simplicity and smoothness as you integrate all the financial solutions you require through a single set of APIs.

Benefits for Your Business

Benefits for Your Business

  • Increased Revenue: Streamlined payment processes can boost sales and improve cash flow.
  • Improved Customer Experience: Integrated financial services provide a seamless and convenient shopping experience.
  • Improved Customer Loyalty: Offering tailored financial solutions can lead to higher customer retention.
  • Cost Efficiency: Reduces the need for third-party payment processors, lowering transaction fees.
  • Data Insights: Access to financial data helps in better understanding customer behaviour and preferences.
Benefits for Your Consumers

Benefits for Your Consumers

  • Convenience: Simplified transactions and integrated financial services make shopping easier and faster.
  • Flexibility: Multiple payment options allow consumers to choose the most convenient method.
  • Improved Access: Easier access to financial services such as loans and credit directly within the shopping platform.
  • Enhanced Security: Built-in financial services often have advanced security measures to protect consumer data.
  • Personalized Offers: Access to personalized financial products and offers based on individual preferences and behaviour.

Modular and invisible banking as a service

Focus on scaling your business and allow your clients to enjoy smooth financial solutions with banking as a service. Choose the modules you need and integrate into your interface smoothly via APIs.

icon

Accounts for your business needs

The convenient flows begin with IBAN accounts – they can be used by your business and personal clients, or your own business. Enjoy the speedy and seamless transactions by using it as a digital wallet or exchange, send and receive payments in multiple currencies.

icon

Smooth SEPA and SWIFT payments

Scale your online business across the globe with vast payment possibilities. From lightning-fast SEPA Instant and euro-zone payments to global SWIFT and cross-border transactions in more than 80 currencies – we have your business needs covered.

icon

White-label card for endless opportunities

Get white-label debit cards with your own design to boost brand awareness and increase loyalty among your clients. Or make the most out of it by integrating it with your loyalty program, app, or digital wallets.

icon

Embedded merchant services

Don’t limit yourself, choose from open banking, card acquiring, multiple types of recurring payments, and flexible refunds. Find the merchant services that are best for you and your clients .

Making things easy for you

Making things easy for you

In the ever-evolving business world, our strength lies in being flexible and embracing change. We understand that things can shift suddenly, so we’re here to find solutions that match whatever comes your way.

icon

Open-ended contract

Full service offering, no strings attached.

icon

Tailored to your needs

Our flexible solution can be adapted to your business model.

Taking the SCA off B2C shoulders

Taking the SCA off B2C shoulders

If all you need is to onboard private clients and offer them payments, statements and top-ups – we have a simplified embedded finance option for you.

Doing it all vs. doing it right: partner up for success

Unlock the potential of invisible finance

Choose embedded finance with built-in compliance modules based on your business needs.

icon

Issue IBANs with LT prefix

Enable business, personal and segregated accounts for smooth transactions.

 

icon

Execute payments

Initiate and complete financial transactions securely and efficiently.

 

icon

Execute currency exchange

Perform foreign exchange transactions for 80+ currencies.

 

icon

Issue and manage VISA cards

Business, personal, white-label and virtual VISA debit cards.

 

icon

Handle inter-bank queries

Manage and resolve inquiries between different banks or financial institutions.

 

icon

Top-up accounts

Conveniently add funds to user accounts for seamless transactions.

 

icon

Fees collection

Collect and process various fees associated with transactions or services. 

 

icon

Refund end-users

Process and issue refunds to individual users or customers.

 

icon

Inter-ledger transfers

Facilitate transfers between different ledgers or your own ecosystem.

 

icon

KYC / Onboarding

Conducting KYC checks and streamlining customer onboarding processes.

 

icon

AML / CTF monitoring

Monitoring and detecting AML and CTF activities.

 

icon

Reporting to authorities

Submitting regulatory reports and compliance data to relevant authorities.

Your compliance taken care of

Your compliance taken care of

We take care of all KYC and Compliance procedures, as well as onboarding and ongoing due diligence, making sure that our financial solutions are properly compliant with all regulatory requirements. Not only that, we also handle AML procedures for all transactions and reporting to authorities, meaning you can focus on your business.

Why choose ConnectPay

Increase operational efficiency

By embedding financial services into your business, we equip you with flexible business operation tools that boost conversions, streamline your financial workflows and boost customer satisfaction. Our secure, efficient solutions help your business grow and thrive in the competitive online market.

Reducing operational costs

Enjoy the benefits of a more cost-effective financial operation that directly contributes to your bottom line. Reduce administrative overhead, free up resources and focus on core business activities.

We’re here for you

Our team is hands-on to ensure all your transfers and payments run smoothly and stay compliant. And we’re here 24/7 to offer support and guidance on all banking-related matters.

Flexible integration

Each use case is different, that’s why we have built our APIs in a way that can be tailored to your business model, no matter how complex it is. For all matters related to IBAN accounts and payments, we’ve got you covered.

We’ve got an active clientele that trusts us with their funds

icon

12 B €

Yearly Payment Turnover

icon

3.6M

Processed transactions in 2023

icon

101M €

Client funds held by ConnectPay

Banking as a Service - a go-to financial solution for online business growth

icon

Embedded finance services for Platforms

From IBAN accounts and digital wallets that suit your business needs to global payments in 80+ currencies and customer-friendly payments acceptance via bank transfers and card acquiring. Enable your platform to scale with embedded finance solutions.

icon

Banking as a Service for Marketplace

Grow your Marketplace with smooth and convenient embedded financial services. Seamless payment flows between your merchants and clients, multiple currencies, built-in compliance, and more – choose financial solutions modules based on your business needs.

Tailored for multiple industries

icon

Financial solutions crowdfunding

 icon

Financial solutions for alternative finance

 icon

Financial solutions for fintechs

 icon

Financial solutions for neobanks

 icon

Financial solutions for lending platforms

 icon

Financial solutions for wealth management platforms

 icon

Cards-as-a-service

 icon

Loyalty programs

Embedded Finance FAQs

What is embedded finance?

How does embedded finance differ from traditional finance?

What are the key benefits of embedded finance?

How does embedded finance ensure data privacy and security?

Is embedded finance only for large enterprises?

What is the difference between embedded finance and banking as a service?

Related articles

View all
Solutions
TOP 4 things to look for in an embedded finance provider

TOP 4 things to look for in an embedded finance provider

Given the rapidly growing popularity of embedded finance in …
Platforms and Marketplaces
Blog Crowdfunding embedded finance

When crowdfunding meets embedded finance: what to look for and what to avoid?

In this article we’ll be talking about the benefits …
Platforms and Marketplaces
Artboard 10blog

The benefits of embedded finance for platforms and marketplaces

Embedded finance – the integration of financial services within …